{"id":40122,"date":"2024-03-01T09:44:20","date_gmt":"2024-03-01T12:44:20","guid":{"rendered":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/03\/01\/transacoes-bancarias-via-doc-e-tec-acabam\/"},"modified":"2024-03-01T09:44:20","modified_gmt":"2024-03-01T12:44:20","slug":"transacoes-bancarias-via-doc-e-tec-acabam","status":"publish","type":"post","link":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/03\/01\/transacoes-bancarias-via-doc-e-tec-acabam\/","title":{"rendered":"Transa\u00e7\u00f5es banc\u00e1rias via DOC e TEC acabam"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"post-375508\">\n<header class=\"entry-header penci-entry-header penci-title-center\">\n<p> <span class=\"entry-meta-item penci-posted-on\"><i class=\"fa fa-clock-o\"\/><time class=\"entry-date published\" datetime=\"2024-03-01T09:30:42-03:00\">1 de mar\u00e7o de 2024 | 9:30<\/time><time class=\"updated\" datetime=\"2024-03-01T08:30:48-03:00\">1 de mar\u00e7o de 2024 | 8:30<\/time><\/span><\/p>\n<p> <span class=\"penci-social-buttons penci-social-share-footer\"><a href=\"#\" class=\"penci-post-like penci_post-meta_item  single-like-button penci-social-item like\" data-post_id=\"375508\" title=\"Like\" data-like=\"Like\" data-unlike=\"Unlike\"><i class=\"fa fa-thumbs-o-up\"\/><span class=\"penci-share-number\">0<\/span><\/a><i class=\"fa fa-facebook\"\/><a class=\"penci-social-item twitter\" target=\"_blank\" rel=\"noopener\" title=\"\" href=\"https:\/\/twitter.com\/intent\/tweet?text=Transa\u00e7\u00f5es%20banc\u00e1rias%20via%20DOC%20e%20TEC%20acabam%20-%20https:\/\/www.tribunaribeirao.com.br\/site\/transacoes-bancarias-via-doc-e-tec-acabam\/\"><i class=\"fa fa-twitter\"\/><\/a><i class=\"fa fa-whatsapp\"\/><\/span><\/header>\n<div class=\"penci-entry-content entry-content\">\n<p><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, o Documento de Ordem de Cr\u00e9dito (DOC) <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">acabou nesta <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">quinta-feira<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">, 29 de fevereiro, quando <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">as ordens deixa<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">ra<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">m de ser processadas, tanto para pessoas f\u00edsicas <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">quanto <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a001<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Em 15 de janeiro, as institui\u00e7\u00f5es financeiras haviam encerrado as emiss\u00f5es e os agendamentos, mas as transfer\u00eancias agendadas at\u00e9 29 de fevereiro ainda estavam sendo executadas.<\/span> <span class=\"NormalTextRun SCXW10207227 BCX0\">Al\u00e9m do DOC, <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">foi <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">encerrada nesta quinta-feira a Transfer\u00eancia Especial de Cr\u00e9dito (TEC), <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">modalidade por meio da qual empresas podem pagar<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\"> benef\u00edcios a funcion\u00e1rios e que tamb\u00e9m est\u00e1 em desuso.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Nos \u00faltimos anos, o DOC e a TEC perderam espa\u00e7o para o <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">Pix<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">, sistema de transfer\u00eancia instant\u00e2nea do Banco Central sem custo para pessoas f\u00edsicas. Criado em 1985, o DOC permit<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">ia <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">o repasse de recursos at\u00e9 as 22<\/span> <span class=\"NormalTextRun SCXW10207227 BCX0\">h<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">oras<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">, com a transa\u00e7\u00e3o sendo quitada no dia \u00fatil seguinte \u00e0 ordem. Caso <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">fosse <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">feit<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">a<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\"> ap\u00f3s esse hor\u00e1rio, a transfer\u00eancia s\u00f3 <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">era <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">conclu\u00edda dois dias \u00fateis depois.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><strong><span class=\"NormalTextRun SCXW10207227 BCX0\">Estat\u00edsticas<\/span><\/strong><span class=\"NormalTextRun SCXW10207227 BCX0\"> \u2013 <\/span><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Segundo levantamento da Federa\u00e7\u00e3o Brasileira de Bancos (<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">Febraban<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">), com base em dados do Banco Central, as transa\u00e7\u00f5es via DOC somaram 18,3 milh\u00f5es de opera\u00e7\u00f5es no primeiro semestre de 2023, apenas 0,05% do total de 37 bilh\u00f5es de opera\u00e7\u00f5es feitas no per\u00edodo.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Em n\u00famero de transa\u00e7\u00f5es, o DOC ficou bem atr\u00e1s dos cheques (125 milh\u00f5es), da TED (448 milh\u00f5es), dos boletos (2,09 bilh\u00f5es), do cart\u00e3o de d\u00e9bito (8,4 bilh\u00f5es), do cart\u00e3o de cr\u00e9dito (8,4 bilh\u00f5es) e do <\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">Pix<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\">, a modalidade preferida dos brasileiros, com 17,6 bilh\u00f5es de opera\u00e7\u00f5es.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><span class=\"TextRun SCXW10207227 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW10207227 BCX0\">Utilizada principalmente para transfer\u00eancia de grandes valores, a Transfer\u00eancia Eletr\u00f4nica Dispon\u00edvel (TED) continuar\u00e1 em vigor. Criada em 2002, a TED permite o envio dos recursos entre institui\u00e7\u00f5es diferentes at\u00e9 as 17<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW10207227 BCX0\">h<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW10207227 BCX0\">oras<\/span><span class=\"NormalTextRun SCXW10207227 BCX0\"> dos dias \u00fateis, com a transa\u00e7\u00e3o levando at\u00e9 meia-hora para ser quitada.<\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW10207227 BCX0\"><span class=\"SCXW10207227 BCX0\">\u00a0<\/span><br class=\"SCXW10207227 BCX0\"\/><\/span><\/p>\n<\/div>\n<footer class=\"penci-entry-footer\"\/><\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.tribunaribeirao.com.br\/site\/transacoes-bancarias-via-doc-e-tec-acabam\/\">Source link <\/a><\/p>\n<!-- CONTENT END 1 -->\n","protected":false},"excerpt":{"rendered":"<p>1 de mar\u00e7o de 2024 | 9:301 de mar\u00e7o de 2024 | 8:30 0 Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, o Documento de Ordem de Cr\u00e9dito (DOC) acabou nesta quinta-feira, 29 de fevereiro, quando as ordens deixaram de ser processadas, tanto para pessoas f\u00edsicas quanto jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas.\u00a0\u00a001Em 15 de janeiro, as&hellip;&nbsp;<\/p>\n","protected":false},"author":1,"featured_media":40123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[11],"tags":[4652,4650,3309,4651,3308],"class_list":["post-40122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-de-ribeirao-preto-sp-e-regiao-ismael-colosi","tag-acabam","tag-bancarias","tag-doc","tag-tec","tag-transacoes"],"jetpack_publicize_connections":[],"jetpack-related-posts":[{"id":26405,"url":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/01\/09\/transacoes-via-doc-terminam-na-proxima-segunda-feira\/","url_meta":{"origin":40122,"position":0},"title":"Transa\u00e7\u00f5es via DOC terminam na pr\u00f3xima segunda-feira \u2013 Folha de Ribeir\u00e3o","author":"noticiasribeiraopreto.com.br","date":"9 de Janeiro de 2024","format":false,"excerpt":"Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia via Documento de Ordem de Cr\u00e9dito (DOC) acabar\u00e1 na pr\u00f3xima segunda-feira (15), \u00e0s 22h. 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No ano passado,\u2026","rel":"","context":"In &quot;Not\u00edcias de Ribeir\u00e3o Preto-SP e Regi\u00e3o&quot;","block_context":{"text":"Not\u00edcias de Ribeir\u00e3o Preto-SP e Regi\u00e3o","link":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/category\/noticias-de-ribeirao-preto-sp-e-regiao-ismael-colosi\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":28054,"url":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/01\/14\/modalidade-de-transferencia-bancaria-deixa-de-existir-nesta-segunda-feira-entenda\/","url_meta":{"origin":40122,"position":1},"title":"Modalidade de transfer\u00eancia banc\u00e1ria deixa de existir nesta segunda-feira; Entenda\u00a0","author":"noticiasribeiraopreto.com.br","date":"14 de Janeiro de 2024","format":false,"excerpt":"Ap\u00f3s quatro d\u00e9cadas de exist\u00eancia, a transfer\u00eancia via Documento de Ordem de Cr\u00e9dito (DOC) acabar\u00e1 na pr\u00f3xima segunda-feira (15), \u00e0s 22h. Nesse hor\u00e1rio, os bancos deixar\u00e3o de oferecer o servi\u00e7o de emiss\u00e3o e de agendamento, tanto para pessoas f\u00edsicas como jur\u00eddicas, para transfer\u00eancia entre institui\u00e7\u00f5es financeiras distintas. No ano passado,\u2026","rel":"","context":"In &quot;Not\u00edcias de Ribeir\u00e3o Preto-SP e Regi\u00e3o&quot;","block_context":{"text":"Not\u00edcias de Ribeir\u00e3o Preto-SP e Regi\u00e3o","link":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/category\/noticias-de-ribeirao-preto-sp-e-regiao-ismael-colosi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/fgts_rio_3.png?fit=1170%2C700&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/fgts_rio_3.png?fit=1170%2C700&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/fgts_rio_3.png?fit=1170%2C700&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/fgts_rio_3.png?fit=1170%2C700&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/fgts_rio_3.png?fit=1170%2C700&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":25792,"url":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/01\/08\/modalidade-aposentada-pelo-pix-sera-extinta\/","url_meta":{"origin":40122,"position":2},"title":"modalidade &#8216;aposentada&#8217; pelo Pix ser\u00e1 extinta","author":"noticiasribeiraopreto.com.br","date":"8 de Janeiro de 2024","format":false,"excerpt":"O museus das tecnologias que j\u00e1 fizeram parte Sistema Financeiro Nacional vai ganhar um novo integrante em breve. Praticamente \"aposentado\" ap\u00f3s o surgimento do Pix, o Documento de Ordem de Cr\u00e9dito (DOC) deixar\u00e1 de ser oferecido pelos bancos associados \u00e0 Federa\u00e7\u00e3o Brasileira de Bancos (Febraban) \u00e0s 22 horas da pr\u00f3xima\u2026","rel":"","context":"In &quot;Dinheiro e Investimento&quot;","block_context":{"text":"Dinheiro e Investimento","link":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/category\/dinheiro-e-investimento-como-fazer-como-ganhar\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/O-PIX-entrou-no-imaginatio-brasileiro-como-o-sistema-de-pagamentos-mais-eficiente-e-queridinho-dos-brasileiros-628x353.png?fit=628%2C353&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/O-PIX-entrou-no-imaginatio-brasileiro-como-o-sistema-de-pagamentos-mais-eficiente-e-queridinho-dos-brasileiros-628x353.png?fit=628%2C353&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/O-PIX-entrou-no-imaginatio-brasileiro-como-o-sistema-de-pagamentos-mais-eficiente-e-queridinho-dos-brasileiros-628x353.png?fit=628%2C353&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":32443,"url":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/01\/25\/qual-a-diferenca-e-qual-usar\/","url_meta":{"origin":40122,"position":3},"title":"qual a diferen\u00e7a e qual usar?","author":"noticiasribeiraopreto.com.br","date":"25 de Janeiro de 2024","format":false,"excerpt":"TED ou DOC s\u00e3o meios de pagamentos tradicionais no Brasil, muito utilizados ao longo de d\u00e9cadas para facilitar transfer\u00eancias banc\u00e1rias.\u00a0Enquanto o TED existe desde 2002 quando foi criado pelo Banco Central do Brasil, o DOC \u00e9 uma op\u00e7\u00e3o de transfer\u00eancia que existe desde 1985, mas teve seu fim em 2024.\u2026","rel":"","context":"In &quot;Dinheiro e Investimento&quot;","block_context":{"text":"Dinheiro e Investimento","link":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/category\/dinheiro-e-investimento-como-fazer-como-ganhar\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/ted-ou-doc-1.png?fit=750%2C500&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/ted-ou-doc-1.png?fit=750%2C500&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/ted-ou-doc-1.png?fit=750%2C500&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/noticiasribeiraopreto.com.br\/wp-content\/uploads\/2024\/01\/ted-ou-doc-1.png?fit=750%2C500&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":59713,"url":"https:\/\/noticiasribeiraopreto.com.br\/index.php\/2024\/10\/29\/pix-agendado-e-recorrente-novo-marco-na-digitalizacao-de-pagamentos-no-brasil\/","url_meta":{"origin":40122,"position":4},"title":"Pix Agendado e Recorrente: Novo Marco na Digitaliza\u00e7\u00e3o de Pagamentos no Brasil","author":"noticiasribeiraopreto.com.br","date":"29 de Outubro de 2024","format":false,"excerpt":"O Banco Central (BC) deu mais um passo significativo na expans\u00e3o do sistema Pix, um m\u00e9todo de pagamento que revolucionou as transa\u00e7\u00f5es digitais no Brasil. A partir desta semana, a op\u00e7\u00e3o de Pix agendado e recorrente passa a ser obrigat\u00f3ria para todas as institui\u00e7\u00f5es financeiras. 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